I am Todd Brem, president of Brem Bonding & Insurance, Inc. After graduating from the University of Oregon in 1984 with a Business degree in Finance and a concentration in Accounting, I have spent over 30 years in the surety bond industry. In my early career, I worked for very reputable bonding companies evaluating surety risk and making bond credit decisions.  This experience allowed me to start and grow my successful business by sharing with contractors my valuable knowledge regarding the bonding industry.  I feel that contractors need to understand what bonding companies are looking for and develop a strategy to take full advantage of all of their opportunities.
My first step is to determine your needs regarding job sizes, size of work program, and location of the work.  Then it becomes my mission to match your needs with a surety bond program that allows you to meet your needs. 
Bonding is considered credit and is very similar to a banking relationship.  Having been in the business for 30 years, I have a thorough understanding of the steps necessary to achieve success.